Website Terms of Use
Effective Date: August 12, 2026
Last Updated: August 12, 2026
Welcome to the website of Team Trinity Insurance, LLC (“Team Trinity Insurance,” “Team Trinity,” “we,” “us,” or “our”).
These Website Terms of Use (“Terms”) govern your access to and use of our website and its content. By accessing or using this website, you agree to these Terms.
If you do not agree to these Terms, please do not use the website.
1. About Team Trinity Insurance
Team Trinity Insurance, LLC is an independent insurance agency serving insurance customers through licensed insurance producers.
We may offer and assist with:
Insurance products and carriers available through Team Trinity Insurance may vary based on location, eligibility, underwriting requirements, carrier appointments, and other factors.
2. Pennsylvania Licensing
Team Trinity Insurance, LLC is an insurance agency licensed in the Commonwealth of Pennsylvania.
Insurance activities are conducted through appropriately licensed insurance producers and are subject to applicable Pennsylvania insurance laws and regulations.
Pennsylvania maintains an official producer and agent licensing system through the Pennsylvania Insurance Department.
Pennsylvania Insurance Agency License/NPN: 1237023/21496923
Individual producer licensing information is maintained by the Pennsylvania Insurance Department.
If Team Trinity Insurance conducts insurance business in jurisdictions other than Pennsylvania, additional licenses and regulatory requirements may apply.
3. Independent Agency and Carrier Relationships
Team Trinity Insurance is an independent insurance agency.
We may represent multiple insurance carriers and may seek insurance coverage from different carriers based on the circumstances of a particular customer and the products available to us.
Our ability to obtain coverage from a particular carrier depends upon, among other things:
We do not guarantee that we can obtain coverage from any particular insurance carrier.
4. Website Information Is General Information
Information provided on this website is for general informational purposes.
Website content is not intended to provide individualized insurance, legal, tax, financial, medical, or other professional advice.
Insurance coverage is highly dependent on individual circumstances and the specific terms of an insurance policy.
You should review your actual policy documents and consult a licensed insurance professional regarding your specific insurance needs.
5. Quote Requests
Our website may allow you to submit a request for an insurance quote.
A quote request is an inquiry and is not an application for insurance unless separately identified as such.
Submitting a quote request does not guarantee:
We may contact you after receiving a quote request to obtain additional information necessary to evaluate your request or obtain a quote.
6. Quotes Are Not Binders or Policies
A website quote, premium indication, estimate, proposal, email, telephone conversation, or other communication does not by itself create or bind insurance coverage.
Insurance coverage is effective only when properly bound or issued in accordance with the applicable insurance carrier's requirements and applicable law.
Until coverage has been properly bound or issued, you should not assume that insurance coverage exists.
Your actual insurance policy, declarations page, binder, endorsements, applications, and other applicable policy documents control the terms of coverage.
7. Carrier Underwriting
Insurance carriers independently determine eligibility, underwriting requirements, rates, premiums, coverage terms, exclusions, deductibles, limits, and other policy provisions.
Information submitted to Team Trinity Insurance may be provided to one or more insurance carriers for underwriting or quoting purposes.
A carrier may request additional information, order reports, conduct inspections, or require other underwriting steps before offering or issuing coverage.
8. Accuracy of Information
You are responsible for providing accurate and complete information when requesting insurance services.
Insurance quotes and underwriting decisions may be affected by information that is incomplete, inaccurate, outdated, or misleading.
Team Trinity Insurance is not responsible for the consequences of inaccurate information supplied by an applicant or customer, except to the extent otherwise required by applicable law.
9. Policy Documents Control
Nothing on this website modifies, expands, restricts, replaces, or supersedes the terms of an insurance policy.
If information on this website conflicts with the terms of an applicable insurance policy, the policy and legally controlling insurance documents govern.
10. Website Forms
Information submitted through a website form may be used by Team Trinity Insurance to respond to your inquiry and provide insurance-related services.
By submitting a form, you represent that the information you provide is accurate to the best of your knowledge and that you have the right to provide any information concerning other individuals that you submit.
Please do not submit highly sensitive information through an unsecured form unless the form specifically requests the information and provides an appropriate secure method.
11. Email Communications
Email communications may be used to respond to quote requests, provide information, service policies, communicate regarding applications, and otherwise conduct insurance-related business.
Email is not guaranteed to be secure.
Unless Team Trinity Insurance provides a secure communication method, please avoid sending highly sensitive information such as Social Security numbers, passwords, payment-card numbers, or detailed medical information through ordinary email.
12. SMS and Text Messaging
If you provide your telephone number and consent where required, Team Trinity Insurance may use text messaging to communicate regarding quote requests, insurance services, appointments, policies, or other communications you have requested.
Marketing text messages will be sent only in accordance with applicable consent and communications laws.
Message and data rates may apply. Message frequency may vary.
You may opt out of marketing text messages by replying STOP where supported.
Consent to receive marketing text messages is not required as a condition of purchasing insurance.
13. Cookies and Analytics
Our website may use cookies and similar technologies to support website functionality, security, analytics, and marketing.
Third-party services may collect information about website visits or interactions in accordance with their own terms and privacy policies.
Your browser may allow you to control certain cookies. Disabling cookies may affect website functionality.
Additional information is provided in our Privacy Policy.
14. Third-Party Links
Our website may contain links to websites operated by insurance carriers, government agencies, service providers, or other third parties.
These links are provided for convenience and informational purposes.
Team Trinity Insurance does not control and is not responsible for third-party websites, including their content, accuracy, availability, security, privacy practices, or terms.
15. Intellectual Property
Unless otherwise indicated, the content appearing on this website, including text, graphics, logos, photographs, designs, and other materials, is owned by or licensed to Team Trinity Insurance.
You may access and view website content for personal and legitimate business purposes.
You may not reproduce, distribute, modify, republish, sell, or commercially exploit website content without prior written authorization.
16. Prohibited Uses
You agree not to:
17. Website Availability
We attempt to maintain the website in a reliable manner but do not guarantee that it will always be available, uninterrupted, secure, or error-free.
We may modify, suspend, or discontinue all or part of the website at any time.
18. No Warranty
To the fullest extent permitted by applicable law, the website and its content are provided on an “as is” and “as available” basis.
We do not guarantee that website information will always be accurate, complete, current, or error-free.
Nothing in these Terms excludes a warranty, right, or remedy that cannot legally be excluded under applicable law.
19. Limitation of Liability
To the fullest extent permitted by applicable law, Team Trinity Insurance will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to your use of, or inability to use, this website.
Nothing in these Terms is intended to limit liability that cannot legally be limited.
20. Indemnification
To the extent permitted by applicable law, you agree to indemnify and hold harmless Team Trinity Insurance, LLC and its owners, officers, employees, producers, agents, representatives, and service providers from claims, liabilities, damages, losses, and expenses arising from your unlawful use of the website or violation of these Terms.
21. Privacy
Your use of this website is also governed by the Team Trinity Insurance, LLC Privacy Policy.
The Privacy Policy explains how information submitted through the website and collected through website technologies may be handled.
22. Pennsylvania Insurance Regulation
Team Trinity Insurance operates subject to applicable Pennsylvania insurance laws and regulations.
Pennsylvania's Insurance Department regulates insurance producers, business entities, and insurance companies operating within the Commonwealth.
Pennsylvania insurance law also addresses matters including producer licensing, unfair insurance practices, consumer financial privacy, and insurance fraud. Pennsylvania's official producer examination materials identify, among other provisions, 40 P.S. § 310.77 and 31 Pa. Code §§ 146a.1–146a.44 concerning privacy of consumer financial information and 40 P.S. §§ 325.1–325.62 concerning insurance fraud.
23. Information Security
Team Trinity Insurance maintains information-security practices designed to protect information and comply with applicable federal and state requirements.
Pennsylvania's insurance data-security requirements may impose obligations concerning information-security programs, risk assessment, cybersecurity events, and third-party service providers, subject to applicable statutory requirements and exemptions.
Nothing on this website constitutes a representation that any particular security measure guarantees that information will be completely secure.
24. Electronic Transactions
To the extent permitted by applicable law, electronic communications and electronic records may be used in connection with your interactions with Team Trinity Insurance.
Certain insurance transactions may nevertheless require specific forms, signatures, disclosures, or other procedures under applicable law or carrier requirements.
25. Mobile Information
No mobile information will be shared with third parties for marketing purposes.
26. Governing Law
These Terms shall be governed by the laws of the Commonwealth of Pennsylvania, except to the extent federal law or another applicable law requires otherwise.
27. Changes to These Terms
Team Trinity Insurance may revise these Terms from time to time.
Updated Terms will be posted on this website with a revised “Last Updated” date.
Your continued use of the website after revised Terms are posted constitutes acceptance of the revised Terms to the extent permitted by law.
28. Severability
If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will remain in effect to the fullest extent permitted by law.
29. Contact Information
Questions concerning these Terms may be directed to:
Team Trinity Insurance, LLC
P.O. Box 235
Rural Valley, PA 16249
Phone: 724-262-2025
Email: riley@tmtrinty.com
Pennsylvania Insurance Agency License/NPN: 1237023/21496923
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